Short answer: Can you add insurance after renting a car at Enterprise?
Yes, you can add insurance coverage at any time during your rental period with Enterprise. However, it may result in additional fees. It’s essential to read and understand the contract terms before agreeing to any additional coverage.
Step-by-Step Guide: How to Add Insurance After Renting a Car from Enterprise
Renting a car is an excellent option for those who want to travel around or explore a new place without having to rely on public transportation. However, accidents can happen, and the last thing you want is to end up footing hundreds or thousands of dollars in damages.
Enterprise, one of the largest car rental companies in the world, offers an amazing range of insurance options that you can add on top of your rental agreement. In this step-by-step guide, we’ll show you how easy it is to add insurance after renting a car from Enterprise.
Step 1: Know Your Options
Before deciding which insurance plan works best for you, take some time to research the different options available. There are generally two types: Collision Damage Waiver (CDW) and Liability Insurance Supplement (LIS).
Collision Damage Waiver will protect you if your rented car is damaged or stolen during your trip. This insurance will cover most repairs or replacement costs beyond what your primary auto policy may cover. On the other hand, Liability Insurance Supplement covers medical and property damage expenses for anyone not listed on your primary policy who gets injured while using your rental car.
Additionally, Enterprise also offers Personal Accident Insurance and Personal Effects Coverage. These two policies provide additional protection against injuries caused by an accident while using a rental car and theft of personal belongings.
Step 2: Contact Enterprise
Once you’ve decided which insurance plan(s) work best for your needs, give Enterprise a call. You can reach their customer support team at any time by phone or online chat on their website.
When speaking with an agent over the phone about adding insurance to your existing reservation, make sure they know precisely what type(s) of coverage you need. They will be able to assist you in adding it into your agreement quickly and easily.
Be aware that some coverage exclusions may apply depending on where exactly are driving within the United States.
Step 3: Check Your Credit Card
Before adding on additional insurance coverage, double-check what coverage benefits your credit card network includes. Many of the major credit card issuers offer rental car insurance benefits to their cardholders if they use their eligible card to rent a car.
These benefits include automatic collision damage waivers and liability coverage that can overlap with your primary policy, cutting any necessary extra cost.
Step 4: Review Your Primary Coverage
If you have auto insurance or another type of policy covering you already, consider reviewing its protections before moving forward and purchasing an additional package from Enterprise. Additionally, see whether your policy includes rental car replacements if it’s unavailable for a time period.
Even though your personal policy may provide some protection during rental periods, covering accidents beyond what it does not will still be up to you without said enhancement. Therefore, it might be worth purchasing CDW and LIS policies for peace of mind knowing all circumstances are covered by yourself.
Step 5: Finalize Payment
Once you’ve settled on which policies (if any) suit your needs best, let the Enterprise agent know so that they can add
Adding Insurance After Renting from Enterprise: Your FAQs Answered
When it comes to renting a car, the last thing on your mind is usually insurance. You just want to get the keys and hit the road as quickly as possible, right? However, once you start talking to the rental agent and they begin discussing insurance options, you may feel overwhelmed and uncertain about what exactly you need.
Here are some frequently asked questions about adding insurance after renting from Enterprise:
Q: Do I need insurance if I already have my own personal auto policy?
A: It’s always recommended to double-check with your car insurance company to see if their coverage extends to rental vehicles. If so, then there may be no need for additional coverage from Enterprise. However, even if your policy covers rentals, it’s still a good idea to consider purchasing additional protection from the rental agency just in case.
Q: What types of coverage does Enterprise offer?
A: Enterprise offers several types of coverage for renters including damage waivers (which cover damages caused by accidents or theft), liability protection (covering bodily injury or property damage), personal accident insurance (for medical costs resulting from an accident) and roadside assistance.
Q: How much does Enterprise’s insurance cost?
A: The cost of Enterprise’s coverage will depend upon which type(s) of protection you choose. Each option has its own set rate for each day rented. But typically, plans can range anywhere between to per day depending on the specific package.
Q: Can I decline protection when renting a car from Enterprise?
A: Yes! There is no obligation that requires renters to purchase any of the offered protections provided by enterprise – all add-ons are completely optional. Renters always have the choice between accepting or declining each one before taking off in their rental vehicle.
Q: Is full coverage automatically included when I rent from Enterprise?
A: No- Renting a vehicle through enterprise does not automatically provide full comprehensive coverage. When obtaining a car from them further protection plans will have to be discussed with an agent. Always do your research and ask the right questions to confidently cover yourself and your rental during any time on open roads.
Overall, coverage decisions should be made ahead of time before making it to the pick-up counter. Deciding which insurance package is best for you depends on many factors such as driver age, vehicle preference or destination. Rest easy knowing that no matter what option(s) you choose, Enterprise is equipped to help answer all of your questions on the spot!
Maximizing Your Rental Safety: How You Can Add Insurance After Renting from Enterprise
As a renter, ensuring that you and your vehicle are protected is paramount. Unfortunately, accidents can happen at any time, despite how careful you may be. That’s why it’s important to consider adding insurance to your rental.
Enterprise Rent-A-Car offers a range of protection products for their rental services. When renting from Enterprise, customers typically have two options: Basic Protection or Platinum Protection.
Basic Protection
The Basic Protection plan includes limited liability coverage in the event of an accident or damage caused by the renter. Additionally, this plan includes third-party liability coverage up to the state minimums required by law.
While this policy might seem affordable and adequate on the surface, it’s crucial to note that Basic Protection comes with its fair share of loopholes and exclusions. For example, damages incurred as a result of driving the car off-road will not be covered under this policy.
If you’re renting a car for longer than three days or need additional protection beyond basic coverage, it makes sense to upgrade your rental insurance from basic to platinum investment.
Platinum Protection
For renters looking for more comprehensive protection against potential mishaps on-road and off-road, Platinum Protection – available for purchase through Enterprise – could be the best solution.
Platinum Protection offers peace of mind with its primary liability coverages providing million in commercial automobile liability coverage per occurrence make them an ideal fit during long road trips or remote locations where dangers are more probable like off-roading adventures
Additionally coverage options include Vehicle Damage Waiver (VDW), which waives responsibility for accidental damages if done while driving on paved roads established by Google Maps. Personal Accident Insurance (PAI) and Supplemental Liability Insurance (SLI) both offer added protections since they protect personal effects contained inside vehicle as well as passengers present during accidents and injuries sustained by parties in vehicles not operated by insured drivers traveling within North America..
Renting your desired vehicle without adequate insurance coverage can leave you feeling anxious and unprotected, and the experience of being caught without in a significant accident or theft case is not one you want to face.
If you’re renting a car from Enterprise or any other rental company, it’s important to take a few moments before hitting the road to understand your insurance options and assess your individual needs. And if you are opting for basic insurance, always be aware that there will be several exclusions and restrictions regarding state laws as well as loss of use fees applied.
In summary, investing in Platinum Protection insurance makes sense for all kinds of vehicles based on said vehicles’ purposes driven during different terrains. So instead of taking chances with your safety on next trip consider adding this layer of protection even if it seems overwhelming at first glance. It will ultimately save time, money and make driving an enjoyable relaxation experience as intended without additional anxiety regarding financial loss due to accidents or thefts.
